
Eligible employees are guaranteed issue up to $30,000 in coverage within their initial enrollment period.

In 1983, Dr. Barnard created Critical Illness Insurance. In doing so, Barnard famously said, “as a medical doctor, I can heal a man phsyically. But only insurers can repair a man's finances.”

Every 90 seconds someone in the U.S. files for bankruptcy in the aftermath of a serious illness. Three-quarters of them were insured.

The EZ Value Option automatically increases your benefits to keep pace with your increasing needs – without additional underwriting.